Tochka MCP Server

MCP server for Tochka Bank API — balance, payments, invoices, UPD, payment tracking

Local serverstdioPython

What is the Tochka MCP server?

Tochka MCP server is a locally run integration for AI assistants that speak the Model Context Protocol. MCP server for Tochka Bank API — balance, payments, invoices, UPD, payment tracking.

What you get

MCP-сервер для работы с API банка Точка через Claude Code, Claude Desktop и другие MCP-совместимые клиенты.

What the assistant can call

Once Tochka is connected, these are the calls the assistant has available:

  • tochka_consents — Список разрешений
  • tochka_consent_create — Создать разрешение
  • tochka_consent — Детали разрешения
  • tochka_consent_children — Дочерние разрешения

Setting it up

mcp-server-tochka-bank on PyPI is all you need. Most clients run it directly, so configuration is a few lines and a restart.

Configuration and credentials

You will need one environment variable: TOCHKA_TOKEN. The server will not start without them, which is usually why the tools fail to appear on a first run. Keep credentials in your client's env block or a secrets manager rather than in a file you might commit.

Choosing this one

Among the payments and commerce options, the useful question is rarely "what can it do" but "what does it cost you to run" — permissions, credentials, and how much of your context its toolset consumes. Tochka's toolset — tochka_consents, tochka_consent_create, tochka_consent and 1 more — is a fair guide to whether it matches your workflow. It is maintained by dontsovcmc; worth a glance at recent repository activity before you build anything load-bearing on it.

SyncDev reviews every entry in this directory against the project's own documentation before publishing, and revisits them as servers change.

Before you rely on it

  • It runs with your machine's permissions. That is convenient and also the reason to think about what you point it at before you approve a tool call.
  • Missing credentials fail quietly in some clients — if no tools show up, check the environment block first.
  • MCP clients confirm each tool call by default. Leave that on until you have watched what the tochka mcp server does with a few real requests.

Available tools

ToolWhat it does
tochka_consentsСписок разрешений
tochka_consent_createСоздать разрешение
tochka_consentДетали разрешения
tochka_consent_childrenДочерние разрешения

How to install the Tochka MCP server

{
  "mcpServers": {
    "tochka-bank": {
      "command": "uvx",
      "args": ["mcp-server-tochka-bank"],
      "env": {
        "TOCHKA_TOKEN": "ваш_токен"
      }
    }
  }
}

Configuration as documented by the project. Restart the client after saving.

Configuration

VariableDescriptionRequired
TOCHKA_TOKENCredential the server authenticates with.Yes

Example prompts to try

  • Use Tochka to tochka consents.
  • Use Tochka to tochka consent create.
  • Use Tochka to tochka consent.

Frequently asked questions

It connects Tochka to MCP-compatible AI assistants such as Claude and Cursor, exposing 4 tools (tochka_consents, tochka_consent_create, tochka_consent, and more) that the assistant can call on your behalf. Instead of copying data back and forth by hand, the assistant works with Tochka directly.