Property MCP Server

UK mortgage calculators: stamp duty (SDLT/LBTT/LTT) and FCA MCOB 3A high net worth qualification.

Remote serverstreamable-http

What is the Property MCP server?

UK mortgage calculators: stamp duty (SDLT/LBTT/LTT) and FCA MCOB 3A high net worth qualification. That is what the property mcp server brings to an AI assistant: the same capability, reachable through the Model Context Protocol rather than a separate app or dashboard.

The short version

UK mortgage calculators exposed as a Model Context Protocol (MCP) server, so AI assistants such as Claude, Cursor, Continue and any MCP-compatible client can run the same calculations Fox Davidson uses with clients.

The tools it exposes

The server publishes 3 tools. What each one is for:

  • uk_stamp_duty_calculator — UK stamp duty across England/Northern Ireland (SDLT), Scotland (LBTT) and Wales (LTT). Handles standard residential, first-time buyer relief, the 5%
  • fd_hnw_mortgage_qualification — Checks whether an applicant qualifies as a high net worth mortgage customer under FCA MCOB 3A (GBP 300,000 net income OR GBP 3,000,000 net assets)
  • uk_bridging_loan_calculator — Full cost of a UK bridging loan across rolled-up, retained and serviced interest: gross facility, net advance, LTV

Getting it running

Because this one is hosted, setup is mostly authentication — you point your client at the endpoint and approve access. Nothing runs on your machine, so there is no runtime to keep patched.

How it compares

Plenty of developer tooling servers cover similar ground. The differences that matter in practice are scope of access and how much setup stands between you and a working tool call. Property's toolset — uk_stamp_duty_calculator, fd_hnw_mortgage_qualification, uk_bridging_loan_calculator — is a fair guide to whether it matches your workflow. It is maintained by foxdavidson; worth a glance at recent repository activity before you build anything load-bearing on it.

SyncDev reviews every entry in this directory against the project's own documentation before publishing, and revisits them as servers change.

Things to watch

  • Your data travels to the provider's service, so the usual questions apply about what you send and what they retain.
  • Keep per-call confirmation enabled while you learn its behaviour; it is the cheapest safeguard you have.

Available tools

ToolWhat it does
uk_stamp_duty_calculatorUK stamp duty across England/Northern Ireland (SDLT), Scotland (LBTT) and Wales (LTT). Handles standard residential, first-time buyer relief, the 5% additional dwelling surcharge, the 2% non-UK resident surcharge, the 17
fd_hnw_mortgage_qualificationChecks whether an applicant qualifies as a high net worth mortgage customer under FCA MCOB 3A (GBP 300,000 net income OR GBP 3,000,000 net assets). Includes primary residence equity and pension. Single or joint applicati
uk_bridging_loan_calculatorFull cost of a UK bridging loan across rolled-up, retained and serviced interest: gross facility, net advance, LTV, arrangement/exit/valuation/legal/admin fees, total cost of finance, indicative annualised cost and a mon

How to install the Property MCP server

{
  "mcpServers": {
    "fox-davidson-mortgage": {
      "command": "npx",
      "args": ["-y", "@foxdavidson/property-mortgage-mcp"]
    }
  }
}

Configuration as documented by the project. Restart the client after saving.

Example prompts to try

  • Use Property to uk stamp duty calculator.
  • Use Property to fd hnw mortgage qualification.
  • Use Property to uk bridging loan calculator.

Frequently asked questions

It connects Property to MCP-compatible AI assistants such as Claude and Cursor, exposing 3 tools (uk_stamp_duty_calculator, fd_hnw_mortgage_qualification, uk_bridging_loan_calculator) that the assistant can call on your behalf. Instead of copying data back and forth by hand, the assistant works with Property directly.