How do I install the personal mcp server?

This profile does not contain a verified copy-paste launch configuration. Follow the current project documentation to confirm the runtime, entry point, transport and authentication before registering it in your client.

What credentials does it need?

It reads `PLAID_CLIENT_ID`, `PLAID_SECRET` from the environment. Store these in your client's env block or a secrets manager — never commit them to a repository — and grant the narrowest scope that still covers your use case.

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Personal MCP Server

Self-hosted, read-only MCP server that connects your banks and investments via Plaid.

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What is the Personal MCP Server?

Self-hosted, read-only MCP server that connects your banks and investments via Plaid.

What it actually does

A self-hosted, read-only MCP server that connects your banks, credit cards, loans, and brokerage accounts (via Plaid) to an MCP client like Claude Code. Ask questions about your own finances in plain English — no third-party aggregator (Monarch, Mint, etc.) involved.

More MCP options

Compare MCP servers by category, or browse hosted MCP servers if you prefer an endpoint over a local process.

Maintainer setup documentation.

Recorded tools

Check the linked publisher documentation and your connected client's tool list. Names and availability can vary with the server version and account permissions.

Tool	What it does
list_accounts	Every account across every linked bank, with balances
get_balances	Live current + available balances (optionally filtered by account)
get_transactions	Transactions in a date range (up to 2 years back)
search_transactions	Keyword search across merchant / name / counterparty
get_recurring_transactions	Detected recurring inflow + outflow streams
get_liabilities	Credit cards, student loans, mortgages with APRs and payment details
get_investment_holdings	Current holdings with symbol + security metadata
get_investment_transactions	Buy / sell / dividend history in a date range
get_institutions_status	Health of each linked bank (surfaces re-auth needs)

Configuration

Variable	Description	Required
PLAID_CLIENT_ID	Configuration value read at startup.	Optional
PLAID_SECRET	Credential the server authenticates with.	Yes

Example prompts to try

“Use Personal to list accounts.”
“Use Personal to get balances.”
“Use Personal to get transactions.”

Frequently asked questions

Self-hosted, read-only MCP server that connects your banks and investments via Plaid. Confirm the tools offered by your installed version in the connected client. Tool availability and permissions depend on the server and account configuration.