The Real Cost by NoBanks Nearby is a free set of US money calculators with the math shown: credit card payoff, debt consolidation, loan cost by term, crypto trading fees and emergency fund. This MCP…
therealcost-mcp is an MCP project maintained in the nobanks/therealcost-mcp repository. The maintainer describes its purpose as “The Real Cost by NoBanks Nearby is a free set of US money calculators with the math shown: credit card payoff, debt consolidation, loan cost…”. Read the project documentation for the complete scope.
The project provides a local client configuration using uvx. Follow the repository’s build and installation steps before copying it, and replace example paths with the paths on your own computer.
Project documentation · Repository · Discovery listing. This profile records the public documentation checked on 2026-10-08.
Check the linked publisher documentation and your connected client's tool list. Names and availability can vary with the server version and account permissions.
| Tool | What it does |
|---|---|
| balance | number |
| apr | number |
| payment | number |
| min_pct | number |
| min_floor | number |
| min_plus_interest | boolean |
| debts | array |
| loan_apr | number |
| loan_term_months | integer |
| origination_fee_pct | number |
| principal | number |
| terms | integer array |
| amount | number |
| fee_pct | number |
| spread_pct | number |
| network_fee_buy | number |
| network_fee_sell | number |
| weekly_buy | number |
| buys_per_year | integer |
| flat_fee_per_buy | number |
| monthly_expenses | number |
| months_covered | integer |
| saved | number |
| monthly_add | number |
| apy | number |
| target_months | integer |
| target_date | string |
| credit_card_payoff | |
| debt_consolidation | |
| loan_cost_by_term | |
| crypto_trade_cost | |
| emergency_fund | |
| list_guides |
{
"mcpServers": {
"therealcost": {
"command": "uvx",
"args": [
"--from",
"git+https://github.com/NoBanks/therealcost-mcp",
"therealcost-mcp"
]
}
}
}From the project documentation. Replace placeholders and example paths before connecting.
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