Money MCP Server

Personal finance assistant — track transactions, budgets, net worth via Plaid

Local serverstdio

What is the Money MCP server?

Connect Money to Claude, Cursor or any other MCP client and it stops being a tab you switch to. Personal finance assistant — track transactions, budgets, net worth via Plaid. The money mcp server is what makes that connection.

What the server does

Personal finance MCP server by Parsons.AI — connect AI assistants to your financial data.

Money connects to your bank accounts via Plaid to provide real-time financial tracking. All data is secured with row-level security — you can only access your own financial data.

Available tools

The toolset is worth reading before you wire it up, because it tells you what the integration is really for:

  • whoami — Get authenticated user info
  • schema — Get database table/column details
  • query — Execute read-only SQL queries on your financial data
  • mutate — Create, update, or delete budgets, goals, reminders, and other entities
  • sync — Refresh latest data from connected bank accounts via Plaid

Installation

Setup follows the usual MCP pattern — install or clone the server, register it in your client's configuration file, restart the client.

Where it fits

Plenty of database access servers cover similar ground. The differences that matter in practice are scope of access and how much setup stands between you and a working tool call. Money's toolset — whoami, schema, query and 2 more — is a fair guide to whether it matches your workflow. It is maintained by Parsons-ai; worth a glance at recent repository activity before you build anything load-bearing on it.

We check each listing at SyncDev against the project's documentation before it goes live — if something here drifts out of date, it is a bug worth reporting.

Worth knowing first

  • It runs with your machine's permissions. That is convenient and also the reason to think about what you point it at before you approve a tool call.
  • Keep per-call confirmation enabled while you learn its behaviour; it is the cheapest safeguard you have.

Available tools

ToolWhat it does
whoamiGet authenticated user info
schemaGet database table/column details
queryExecute read-only SQL queries on your financial data
mutateCreate, update, or delete budgets, goals, reminders, and other entities
syncRefresh latest data from connected bank accounts via Plaid

Example prompts to try

  • Use Money to whoami.
  • Use Money to schema.
  • Use Money to query.

Frequently asked questions

It connects Money to MCP-compatible AI assistants such as Claude and Cursor, exposing 5 tools (whoami, schema, query, and more) that the assistant can call on your behalf. Instead of copying data back and forth by hand, the assistant works with Money directly.