Monarch Money API client with 30 MCP tools for accounts, transactions, budgets, and cashflow.
Connect Monarchmoney to Claude, Cursor or any other MCP client and it stops being a tab you switch to. Monarch Money API client with 30 MCP tools for accounts, transactions, budgets, and cashflow. The monarchmoney mcp server is what makes that connection.
Node.js/TypeScript library for accessing Monarch Money data.
The toolset is worth reading before you wire it up, because it tells you what the integration is really for:
Setup — 1. Get your Monarch Money auth token by logging in with the library (see Authentication) and saving mm.tokenLandscape — The Landscape tool exposed by this serverInstallation goes through your MCP client rather than a global install: point it at @hakimelek/monarchmoney on npm and it is fetched when the client starts. The copy-paste blocks for Claude Desktop, Claude Code and Cursor are further down this page.
Configuration is passed through the environment: MONARCH_TOKEN, YOUR_BASE32_SECRET. Treat anything key-shaped as a real credential — scope it to the minimum the server needs, and rotate it if it ever lands in a shared config.
This sits in the developer tooling group, where several servers overlap in what they claim to do but differ sharply once you actually set them up. Monarchmoney's toolset — Setup, Landscape — is a fair guide to whether it matches your workflow. It is maintained by hakimelek; worth a glance at recent repository activity before you build anything load-bearing on it.
This entry was verified against Monarchmoney's own documentation before publication; SyncDev keeps the directory reviewed rather than auto-generated.
| Tool | What it does |
|---|---|
| Setup | 1. Get your Monarch Money auth token by logging in with the library (see [Authentication](#authentication)) and saving mm.token. |
| Landscape | The Landscape tool exposed by this server. |
{
"mcpServers": {
"monarchmoney": {
"command": "npx",
"args": ["-y", "@hakimelek/monarchmoney"],
"env": {
"MONARCH_TOKEN": "your-value",
"YOUR_BASE32_SECRET": "your-value"
}
}
}
}Add to claude_desktop_config.json, then restart Claude Desktop.
| Variable | Description | Required |
|---|---|---|
| MONARCH_TOKEN | Credential the server authenticates with. | Yes |
| YOUR_BASE32_SECRET | Credential the server authenticates with. | Yes |
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