Mkopo MCP Server

💳 mkopo-mcp — Alternative Credit Scoring MCP Server

Local serverstdio

What is the Mkopo MCP server?

If you already use Mkopo, the mkopo mcp server is the piece that lets your assistant work with it directly. 💳 mkopo-mcp — Alternative Credit Scoring MCP Server.

What the server does

Most East Africans transacting heavily on mobile money have no formal credit file — the data exists in M-PESA history, but no scoring model reads it as an agent-callable tool.

Available tools

The toolset is worth reading before you wire it up, because it tells you what the integration is really for:

  • alternative_credit_score — Score from M-PESA behavioural signals (300–850 scale)
  • mpesa_creditworthiness — Analyse inflow/outflow patterns for loan capacity
  • credit_report_summary — Generate structured report like a loan officer would review
  • loan_eligibility — Match to appropriate Kenya lender types
  • credit_improvement_tips — Personalised steps to improve credit tier

Installation

mkopo-mcp on PyPI is all you need. Most clients run it directly, so configuration is a few lines and a restart.

Where it fits

Plenty of developer tooling servers cover similar ground. The differences that matter in practice are scope of access and how much setup stands between you and a working tool call. Mkopo's toolset — alternative_credit_score, mpesa_creditworthiness, credit_report_summary and 2 more — is a fair guide to whether it matches your workflow. It is maintained by gabrielmahia; worth a glance at recent repository activity before you build anything load-bearing on it.

We check each listing at SyncDev against the project's documentation before it goes live — if something here drifts out of date, it is a bug worth reporting.

Worth knowing first

  • It runs with your machine's permissions. That is convenient and also the reason to think about what you point it at before you approve a tool call.
  • Keep per-call confirmation enabled while you learn its behaviour; it is the cheapest safeguard you have.

Available tools

ToolWhat it does
alternative_credit_scoreScore from M-PESA behavioural signals (300–850 scale)
mpesa_creditworthinessAnalyse inflow/outflow patterns for loan capacity
credit_report_summaryGenerate structured report like a loan officer would review
loan_eligibilityMatch to appropriate Kenya lender types
credit_improvement_tipsPersonalised steps to improve credit tier

How to install the Mkopo MCP server

{
  "mcpServers": {
    "mkopo": {
      "command": "uvx",
      "args": ["mkopo-mcp"]
    }
  }
}

Add to claude_desktop_config.json, then restart Claude Desktop.

Example prompts to try

  • Use Mkopo to alternative credit score.
  • Use Mkopo to mpesa creditworthiness.
  • Use Mkopo to credit report summary.

Frequently asked questions

It connects Mkopo to MCP-compatible AI assistants such as Claude and Cursor, exposing 5 tools (alternative_credit_score, mpesa_creditworthiness, credit_report_summary, and more) that the assistant can call on your behalf. Instead of copying data back and forth by hand, the assistant works with Mkopo directly.