Lunchmoney MCP server for Claude
If you already use Lunchmoney, the lunchmoney mcp server is the piece that lets your assistant work with it directly. Lunchmoney MCP server for Claude.
A Model Context Protocol (MCP) server that lets you interact with your Lunchmoney transactions and budgets through Claude and other AI assistants.
This tool allows you to connect your Lunchmoney financial data to Claude AI, so you can ask questions about your spending, analyze your budget, and get insights about your finances through a natural conversation.
The toolset is worth reading before you wire it up, because it tells you what the integration is really for:
Transactions — The Transactions tool exposed by this serverBudgets — The Budgets tool exposed by this serverConfiguration is passed through the environment: LUNCHMONEY_TOKEN. Treat anything key-shaped as a real credential — scope it to the minimum the server needs, and rotate it if it ever lands in a shared config.
Installation goes through your MCP client rather than a global install: point it at Node.js on npm and it is fetched when the client starts. The copy-paste blocks for Claude Desktop, Claude Code and Cursor are further down this page.
Among the developer tooling options, the useful question is rarely "what can it do" but "what does it cost you to run" — permissions, credentials, and how much of your context its toolset consumes. Lunchmoney's toolset — Transactions, Budgets — is a fair guide to whether it matches your workflow. It is maintained by leafeye; worth a glance at recent repository activity before you build anything load-bearing on it.
SyncDev reviews every entry in this directory against the project's own documentation before publishing, and revisits them as servers change.
| Tool | What it does |
|---|---|
| Transactions | The Transactions tool exposed by this server. |
| Budgets | The Budgets tool exposed by this server. |
{
"mcpServers": {
"lunchmoney": {
"command": "npx",
"args": ["-y", "lunchmoney-mcp-server"],
"env": {
"LUNCHMONEY_TOKEN": "your_token_here"
}
}
}
}Configuration as documented by the project. Restart the client after saving.
| Variable | Description | Required |
|---|---|---|
| LUNCHMONEY_TOKEN | Credential the server authenticates with. | Yes |
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