MCP Flutterwave MCP Server

MCP Server to interact with Flutterwave APIs.

Remote serverstreamable-http

What is the MCP Flutterwave MCP server?

MCP Flutterwave MCP server is a hosted integration for AI assistants that speak the Model Context Protocol. MCP Server to interact with Flutterwave APIs.

What you get

An MCP (Model Context Protocol) server that enables AI assistants to interact with the Flutterwave API — create payment links, charge customers directly, manage transfers, collect via virtual accounts, pay bills, and more.

  • Checkout — — Create hosted payment links and disable them
  • Direct Charges — — Charge customers via card, bank account, mobile money, M-Pesa, or USSD
  • Full card auth flow — — PIN, AVS (Address Verification), 3D Secure redirect, and OTP validation all handled automatically
  • Charge Validation — — Validate OTP-based charges with a dedicated tool
  • Transactions — — Verify by ID or reference, view event timeline, resend failed webhooks
  • Transfers — — Initiate single transfers, manage beneficiaries

What the assistant can call

Once MCP Flutterwave is connected, these are the calls the assistant has available:

  • Checkout — The Checkout tool exposed by this server
  • Transactions — The Transactions tool exposed by this server
  • Transfers — The Transfers tool exposed by this server
  • Verification — The Verification tool exposed by this server
  • Stablecoins — The Stablecoins tool exposed by this server

Setting it up

Being a remote server, there is no local install. You register the endpoint with your client, authorise it once, and the tools appear.

Configuration and credentials

You will need 5 environment variables: FLW_SECRET_KEY, FLW_ENCRYPTION_KEY, YOUR_SECRET_KEY, YOUR_ENCRYPTION_KEY, ANTHROPIC_API_KEY. The server will not start without them, which is usually why the tools fail to appear on a first run. Keep credentials in your client's env block or a secrets manager rather than in a file you might commit.

Choosing this one

Among the payments and commerce options, the useful question is rarely "what can it do" but "what does it cost you to run" — permissions, credentials, and how much of your context its toolset consumes. MCP Flutterwave's toolset — Checkout, Transactions, Transfers and 2 more — is a fair guide to whether it matches your workflow. It is maintained by bajoski34; worth a glance at recent repository activity before you build anything load-bearing on it.

SyncDev reviews every entry in this directory against the project's own documentation before publishing, and revisits them as servers change.

Before you rely on it

  • Your data travels to the provider's service, so the usual questions apply about what you send and what they retain.
  • Missing credentials fail quietly in some clients — if no tools show up, check the environment block first.
  • MCP clients confirm each tool call by default. Leave that on until you have watched what the mcp flutterwave mcp server does with a few real requests.

Available tools

ToolWhat it does
CheckoutThe Checkout tool exposed by this server.
TransactionsThe Transactions tool exposed by this server.
TransfersThe Transfers tool exposed by this server.
VerificationThe Verification tool exposed by this server.
StablecoinsThe Stablecoins tool exposed by this server.

How to install the MCP Flutterwave MCP server

{
  "mcpServers": {
    "flutterwave": {
      "command": "mcp-flutterwave",
      "args": ["--tools=all"],
      "env": {
        "FLW_SECRET_KEY": "YOUR_SECRET_KEY",
        "FLW_ENCRYPTION_KEY": "YOUR_ENCRYPTION_KEY"
      }
    }
  }
}

Configuration as documented by the project. Restart the client after saving.

Configuration

VariableDescriptionRequired
FLW_SECRET_KEYCredential the server authenticates with.Yes
FLW_ENCRYPTION_KEYCredential the server authenticates with.Yes
YOUR_SECRET_KEYCredential the server authenticates with.Yes
YOUR_ENCRYPTION_KEYCredential the server authenticates with.Yes
ANTHROPIC_API_KEYCredential the server authenticates with.Yes

Example prompts to try

  • Use MCP Flutterwave to Checkout.
  • Use MCP Flutterwave to Transactions.
  • Use MCP Flutterwave to Transfers.

Frequently asked questions

It connects MCP Flutterwave to MCP-compatible AI assistants such as Claude and Cursor, exposing 5 tools (Checkout, Transactions, Transfers, and more) that the assistant can call on your behalf. Instead of copying data back and forth by hand, the assistant works with MCP Flutterwave directly.