Monarch-money MCP Server

Monarch-money is an MCP integration. MCP server for Monarch Money — account, transaction, and budget management.

Packages and local setup

The published npm package is monarch-money-mcp-server, version 0.0.13. Its declared MCP transport is stdio.

The package declares MONARCH_SESSION_TOKEN: Pre-obtained session token for authentication (recommended over email/password).; MONARCH_EMAIL: Email address for email/password authentication.; MONARCH_PASSWORD: Password for email/password authentication.; MONARCH_TOTP: TOTP code if 2FA is enabled on the account.; MONARCH_EMAIL_OTP: Email OTP code required only on first login from a new install.; MONARCH_SESSION_PASSPHRASE: Override passphrase for encrypting the on-disk session file.; MONARCH_STATE_DIR: Directory where session.enc file is stored.; MONARCH_ENABLED_TOOL_GROUPS: Comma-separated list of tool groups to enable (readonly, manage).; MONARCH_ENABLED_TOOLS: Comma-separated whitelist of specific tool names to enable.; MONARCH_DISABLED_TOOLS: Comma-separated blacklist of specific tool names to disable..

This package has launch arguments in its registry record. Use the maintainer’s configuration for those arguments rather than launching it with only the package name.

Before connecting

Check the maintainer’s instructions for account access, authentication and the supported client configuration. Once connected, inspect the tools your client receives and try a small task that matches the server’s stated purpose. The registry description does not include a verified, complete tool list.

Project and source

View the publisher’s registry entry · Project repository. This profile uses version 0.0.13 from the registry. Registration identifies the publisher namespace; it does not establish that this is a first-party integration for every service it connects.

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